Travel Insurance For Australians Travelling Near & Far
Travel insurance can help Australian travellers manage unexpected costs from cancellations, lost luggage and medical emergencies overseas. For domestic or international trips, understanding cover for your destination, activities and existing health conditions can help you plan.
Explore our travel insurance articles and news - or connect with a travel insurance broker from our Australia-wide referral partner network who can discuss your needs.
International Travel Insurance
Domestic Travel Insurance
Trip Cancellation Considerations
Overseas Medical Costs
Lost Luggage Considerations
Pre-existing Health Conditions
Travel insurance quotes are provided by a selected broker from our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
Why do you need Travel Insurance?
Travel insurance can provide financial protection and peace of mind when unexpected events disrupt your travel plans. Whether it’s trip cancellations, medical emergencies, lost luggage, or delays, travel insurance helps cover the costs that can otherwise be expensive and stressful. It can reduce out-of-pocket costs for covered events, subject to policy terms, limits, exclusions and excesses.
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Travel Insurance
Travel insurance is a vital safeguard designed to protect travelers from unforeseen events during their journeys. It can offer coverage for a variety of scenarios, such as trip cancellations, medical emergencies, and lost baggage, depending on the policy.
Travel insurance options cater to diverse needs and travel styles, so you can look for cover appropriate for your trip.
Quotes are provided by participating insurance brokers, who are required by our network terms to offer comparison options from multiple insurers and competitive rates wherever possible.
Simply complete our short online quote form to request Travel Insurance quotes from a participating broker.
Travel Insurance Online does not provide financial product advice or claims assistance. After you submit a quote request, your enquiry is referred to a participating licensed broker from our Australia-wide referral partner network. The broker may discuss your requirements and provide quote comparisons, claims assistance or personal advice where these fall within their services and authorisation.
Your travel insurance quote request is referred to a participating Insurance Broker. Referral allocation may take account of your selected product category, geographic service area, broker availability and operational factors, including bidding settings. It does not involve us selecting or recommending a policy for you. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Australian travellers who have long relied on credit card travel insurance now have a fresh reason to check their cover before leaving home, with several major banks reducing, restructuring or removing complimentary travel insurance benefits across selected cards. The changes do not mean every cardholder is uninsured, but they do mean past experience is a poor guide to what applies to the next trip. - read more
Recent Australian guidance on the dengue vaccine Qdenga has given travellers another reason to treat health preparation and travel insurance as connected parts of trip planning, particularly for holidays in South-East Asia, the Pacific and other dengue-prone regions. The issue is not that vaccination changes the need for cover, but that infectious disease risk, outbreak declarations and timing can all affect how well protected a traveller may be if plans change or medical help is needed overseas. - read more
Australia's latest Saudi Arabia travel warning has turned a destination safety update into a practical travel insurance issue for Australians with Middle East itineraries, religious travel plans, business trips or transit arrangements. Smartraveller's current advice is to not travel to Saudi Arabia because of the volatile security situation, with travellers told to postpone planned travel, including travel for religious purposes. - read more
Renewed attention on airline and airport industrial action overseas is a timely reminder for Australian travellers to look closely at how their travel insurance responds when transport plans unravel. Strikes can affect flights, baggage handling, airport security, public transport connections and tour schedules, turning a carefully planned itinerary into a costly scramble for new accommodation, meals and replacement bookings. - read more
Recent consumer reporting has again highlighted a familiar travel risk: some Australians are looking for savings by travelling without insurance, or by choosing the cheapest cover without checking whether it suits the trip. With airfares, accommodation and day-to-day holiday costs still stretching household budgets, it is understandable that travellers are scrutinising every expense. The problem is that travel insurance is often treated as optional until something goes wrong. - read more
Australian landscapes are a canvas of breathtaking vistas, and road tripping offers an intimate brush with this vast, picturesque continent. The allure of the open road, the freedom to explore quirky roadside attractions, and the opportunity to discover secluded spots creates an excitement unique to this mode of travel. - read more
Travel insurance is an essential component of any trip, providing protection and peace of mind for Australian travelers. Whether you are planning a short weekend getaway or an extended overseas adventure, unforeseen circumstances such as medical emergencies, trip cancellations, or lost luggage can quickly derail your plans and drain your finances. - read more
For many Australian travellers, setting off on a global adventure is an exciting prospect. Yet, amidst this excitement, it's crucial to acknowledge the unexpected twists and turns that could arise. That's where travel insurance steps in. Not just a safety net, it serves as a vital component of travel planning, providing peace of mind as you explore the world. - read more
Domestic travel insurance can help with some non-medical costs when travelling within Australia, such as cancellations, lost luggage, delays and rental car excess. This guide explains how it works, what it may cover and the common limits to check before you buy. - read more
When it comes to travelling abroad, there's more to preparation than just packing the right clothes and booking your flights. For Australian travellers venturing overseas, assembling a financial travel kit is just as vital as a passport. This kit serves as your safeguard, ensuring that even when faced with the unpredictable, your journey remains as smooth as possible. - read more
Knowledgebase
Grace Period: A time period after the premium is due during which an insurance policy remains in force even if the premium has not yet been paid.