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Travel Insurance Online Articles

Travel Insurance Online recommends the following articles which we hope you find of interest.

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Travel Insurance Articles

How travel advice and known events can affect travel insurance
How travel advice and known events can affect travel insurance
Government travel advice, destination warnings and publicly known events can affect whether travel insurance responds to cancellations, medical costs, disruptions or other claims. Here's what Australian travellers should check before and after buying cover. - read more
The Essential Guide to Travel Insurance for Australian Travellers
The Essential Guide to Travel Insurance for Australian Travellers
Planning a trip is exciting, but unexpected events can still disrupt travel plans. This guide explains how travel insurance works for Australian travellers, what to consider when choosing a policy, when to buy cover, and how to approach common travel scenarios without assuming every policy works the same way. - read more
Japanese Cherry Blossoms: An Aussie’s Seasonal Packing List for Spring
Japanese Cherry Blossoms: An Aussie’s Seasonal Packing List for Spring
Japan's springtime is an unfolding story of colour and culture that captures the hearts of travellers worldwide. As the winter snow melts away, the country is draped in a vibrant pink hue, heralding the arrival of the much-anticipated Sakura season. This period is not just a natural spectacle but also a timeless symbol of renewal and hope in Japanese culture. - read more
Domestic travel insurance in Australia: what it can and cannot cover
Domestic travel insurance in Australia: what it can and cannot cover
Domestic travel insurance can help with some non-medical costs when travelling within Australia, such as cancellations, lost luggage, delays and rental car excess. This guide explains how it works, what it may cover and the common limits to check before you buy. - read more
Travel insurance and pre-existing medical conditions: what Australian travellers should understand
Travel insurance and pre-existing medical conditions: what Australian travellers should understand
Pre-existing medical conditions can affect travel insurance eligibility, pricing, exclusions and claims. Australian travellers should understand disclosure, medical assessments and policy wording before choosing cover. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Insurance News

Scooter Accidents Put Travel Insurance Fine Print Back in Focus
Scooter Accidents Put Travel Insurance Fine Print Back in Focus
02 Sep 2026: Paige Estritori
Recent consumer attention on scooter and moped accidents overseas has highlighted a travel risk many Australians underestimate until something goes wrong. Hiring a scooter in Bali, Thailand, Vietnam or parts of Europe can feel like a simple holiday convenience, but insurers may treat it very differently from catching a taxi or joining a tour. - read more
Why US Trips Deserve a Careful Travel Insurance Check
Why US Trips Deserve a Careful Travel Insurance Check
26 Aug 2026: Paige Estritori
Fresh consumer attention on travel to the United States has again highlighted one of the clearest reasons Australians buy travel insurance: overseas medical costs can be severe, and the US is a destination where even a short hospital visit may become financially stressful. For travellers planning holidays, business trips, cruises that call at US ports, or family visits, the issue is less about whether to buy cover and more about whether the policy is strong enough for the trip. - read more
Why Card-Included Travel Insurance Needs a Closer Look
Why Card-Included Travel Insurance Needs a Closer Look
19 Aug 2026: Paige Estritori
Recent consumer attention on complimentary credit card travel insurance is a timely reminder that 'included' does not always mean automatic, comprehensive or suitable for every trip. For many Australians, card-linked cover can be a useful benefit, particularly where it is backed by a reputable insurer and activated correctly. The risk is assuming it works like a standalone policy without checking the fine print. - read more
New Travel Insurance Ratings Put Value Ahead of Price Alone
New Travel Insurance Ratings Put Value Ahead of Price Alone
12 Aug 2026: Paige Estritori
Canstar's latest travel insurance ratings have given Australian travellers another reminder that the cheapest policy is not always the best fit for a trip. With international holidays, cruises, domestic breaks and multi-destination itineraries all carrying different risks, the latest assessment reinforces the importance of weighing price against the practical strength of the cover. - read more
Bali Flight Disruptions Put Natural Disaster Cover in the Spotlight
Bali Flight Disruptions Put Natural Disaster Cover in the Spotlight
04 Aug 2026: Paige Estritori
Renewed flight disruption around Bali has put natural disaster cover back in focus for Australian travellers, after volcanic ash activity in Indonesia again showed how quickly a straightforward holiday can become a logistical and financial problem. When airlines delay, cancel or reroute services, travellers may face extra accommodation, meals, transport, missed tours and rearranged connections, often before they have a clear answer on what their insurer will pay. - read more

Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.