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Allianz Partners Highlights Risks of Travelling Uninsured

The Importance of Comprehensive Coverage for Australian Travellers

Allianz Partners Highlights Risks of Travelling Uninsured?w=400

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Recent research conducted by the Insurance Council of Australia (ICA) and the Department of Foreign Affairs and Trade (DFAT) has unveiled a concerning trend: approximately 14% of Australian travellers embark on international journeys without any form of travel insurance.
This statistic has prompted Allianz Partners to urge Australians to reconsider the importance of securing adequate coverage before travelling abroad.

Damien Arthur, Executive Head of Travel at Allianz Partners Australia, expressed concern over the misconceptions held by some travellers. Many believe that if a destination is perceived as safe, insurance becomes unnecessary. However, unforeseen events such as accidents, medical emergencies, or travel disruptions can occur anywhere, leading to significant financial burdens if one is uninsured.

The survey further revealed that younger travellers and those born overseas are more likely to forgo travel insurance. Additionally, individuals visiting friends or relatives, or returning to their home country, often skip coverage, assuming familiarity with the destination negates the need for insurance. This assumption overlooks potential risks and the high costs associated with medical care or emergency services abroad.

Allianz Partners emphasises that even in destinations considered safe, unexpected incidents can result in substantial expenses. For instance, medical emergencies in countries like Japan can lead to claims worth tens of thousands of dollars, covering hospital care, extended accommodation, and repatriation.

To mitigate these risks, travellers are encouraged to invest in comprehensive travel insurance that covers a wide range of potential issues, including medical emergencies, trip cancellations, and lost or stolen belongings. Being adequately insured ensures peace of mind and financial protection, allowing travellers to fully enjoy their journeys without undue worry.

Published:Wednesday, 7th Jan 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.